Fixed-Rate Home Equity Loan.

Offer your clients the reassurance and financial stability they deserve.

PRODUCT GUIDELINES

Lightning-Fast Financing for your Clients

Close deals faster with HELOC Express.

PRODUCT GUIDELINES

Now Offering Up to 95% CLTV.

Available for Renovation HELOC, Second Lien HELOC, and HELOC Express.

PRODUCT GUIDELINES

Get more deals done.

Clear financial hurdles with a Quorum HELOC.

Benefit from additional financing options that can help clients avoid PMI, jumbo financing, cash shortfalls and down-payment deficits. A Quorum HELOC offers more.

Up to 95% CLTV in select states
640 credit score
Minimum loan amount $25,000
Financing up to $1,000,000
Rates as low as prime minus .125
Owner Occupied, Second Homes, and Investment Properties available

New Partner Referrals:

Interested in doing business with Quorum?

We are very interested in doing business with you. Please let us know how to reach you.

Quick Insight

24-hr response to inquiries

Fast Resolution

Accelerated closings.

More Availability

Get answers 24/7, 365 days/year.

More Experience

Over a decade of success.

We help you make every mortgage work.

Not every mortgage customer is a cookie-cutter client. They may need an immediate answer. A Quorum HELOC helps you close more deals—faster—without ridiculous amounts of paperwork.

Download Quorum's HELOC Product Snapshot

Fixed-Rate Home Equity Loan

Rate Matrix and Program Guidelines

Offer your clients the reassurance and financial stability they deserve.

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First Lien HELOC

Rate Matrix and Program Guidelines

Unlock greater financial flexibility and enhanced loan terms for your mortgage clients.

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Renovation HELOC

Rate Matrix and Program Guidelines

A home improvement loan that uses the after-renovation value of your client's home to determine how much they can borrow.

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HELOC Express (2nd Lien)

Rate Matrix and Program Guidelines

The fastest way to help your mortgage clients qualify for more.

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Second Lien HELOC

Rate Matrix and Program Guidelines

Learn how your clients can lower monthly payments and maximize borrowing power.

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Second Lien Investment HELOC

Rate Matrix and Program Guidelines

Lower the hurdles for borrowers to secure more favorable financing for residential real estate investors.

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Bridge Loan (1st Lien)

Rate Matrix and Program Guidelines

A short-term loan that can help sellers easily finance that new home.

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Land Loan

Rate Matrix and Program Guidelines

Offer your clients a nationwide land loan with longer repayment terms and flexible guidelines.

DOWNLOAD

Download HELOC documents and forms now

Bankrate

The Best Credit Union of 2025

Yahoo! Finance

The Best Credit Unions, 2025

CNET

The Best Credit Unions

Business Insider

Best Credit Unions

Bankrate

Best HELOC for Investors

MatchWatch Guides

Best Online Banks

Current Turn Times

Submission

1-2 Business Days

Initial Underwriting

4-5 Business Days

CTC

2-3 Business Days

Close more loans—and maximize profitability—faster than ever.

Introducing the Quorum Partner Portal—powered by TPO Connect.

Simple, streamlined and efficient
Take control with all your loans on a single platform
Work faster with access to key information and data at a glance
View real-time loan status and updates at any time
Submit and manage all your documents without delay
Greater control and loan accuracy with a single system of record

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A painless process makes you more money in less time.

Save approval time with quick pre-screening—get a fast “go/no-go” answer.
Your pre-screening data feeds into full app with full client approval in just three days.
We handle all borrower disclosures.