Introducing Quorum’s First Lien HELOC

Greater financial flexibility and enhanced loan terms for your clients.

Low HELOC Rates

Rain or shine, score low rates on Second Lien HELOC and HELOC Express products.

Your Clients’ Fast Track to Closing.

Give your clients the flexible financing they need to move quickly in a seller’s market.

Now featuring 95% CLTV for Second Liens

Exclusive to Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

Investment Property HELOC

Financing that’s on the house.

Get more deals done.

Clear financial hurdles with a Quorum HELOC.

Benefit from additional financing options that can help clients avoid PMI, jumbo financing, cash shortfalls and down-payment deficits. A Quorum HELOC offers more.

 Up to 90% CLTV                           Financing up to $500,000
660 credit score                          Realistic credit requirements
 Min loan amount $25,000

 Up to 85% CLTV
Financing up to $250,000
680 credit score
Realistic credit requirements
 Min loan amount $25,000
No broker agreement

New Partner Referrals:

Interested in doing business with Quorum?

We are very interested in doing business with you. Please let us know how to reach you.

Quick Insight

Easy 24-hour

Fast Resolution

Accelerated closings.

More Availability

Get answers 24/7,
365 days/year.

More Experience

Over a decade
of success.

We help you make every mortgage work.

Not every mortgage customer is a cookie-cutter client. They may need an immediate answer. A Quorum HELOC helps you close more deals—faster—without ridiculous amounts of paperwork.

First Lien HELOC

HELOC Express (2nd Lien)

Rate Matrix and Program Guidelines

The fastest way to help your mortgage clients qualify for more.

Second Lien HELOC

Rate Matrix and Program Guidelines 

Learn how your clients can lower monthly payments and maximize borrowing power.

Investment HELOC

Rate Matrix and Program Guidelines 

Lower the hurdles for borrowers to secure more favorable financing for residential real estate investors.

Bridge Loan HELOC (1st Lien)

Rate Matrix and Program Guidelines

A short-term loan that can help sellers easily finance that new home.

Close more loans—and maximize profitability—faster than ever.

Introducing the Quorum Partner Portal—powered by TPO Connect.

  • Simple, streamlined and efficient

  • Take control with all your loans on a single platform

  • Work faster with access to key information and data at a glance

  • View real-time loan status and updates at any time

  • Submit and manage all your documents without delay

  • Greater control and loan accuracy with a single system of record

A painless process makes you more money in less time.

  • Save approval time with quick pre-screening—get a fast “go/no-go” answer.

  • Your pre-screening data feeds into full app with full client approval in just three days.

  • We handle all borrower disclosures.

See how the deals got done.

Join thousands of Loan Officers who have trusted Quorum to provide their clients with second mortgage financing.

From start to finish they got me the loan in less than 2 weeks. My client was ecstatic and so were all the realtors involved. Thank you, thank you.

Pete M

This place is very reasonable in their underwriting and a joy to work with.

Christopher G

Our Rep responds to our many questions in minutes, not hours. I strongly encourage you to use Quorum. Your customers will thank you. 

Jason M


Customizable Marketing Assets

First Lien HELOC Flyer

Download →

Jumbo Mortgage Flyer

Download →

Documents and Forms

NEW Qualification Sheet

Preliminary identify if your client will qualify for a loan from Quorum using our improved Qualification Sheet.

Access the Qualification Sheet

Loan Submission Form

(no longer required)

Contact Us

Contact an Account Executive

Need an Account Executive?
Email Mortgage Sales

Nancy Zeolla
Email Nancy

NMLS #686560

Or, tell us how to contact you

Banking That's Good. For You.™

Quorum Federal Credit Union is a leader in innovative mortgage credit solutions. For more than a decade, our alternative lending products have helped our clients grow their businesses and create win/win situations for borrowers and originators. To learn about how we serve our members visit

© 2023 Quorum Federal Credit Union. Serving members since 1934.