Fixed-Rate Home Equity Loan: Built for certainty.

Give clients the confidence of fixed payments with a fixed-rate home equity loan.

PRODUCT GUIDELINES

Lightning-Fast Financing.

When your client needs speed, you HELOC Express is your answer.

PRODUCT GUIDELINES

Now Offering Up to 95% CLTV.

Available for Renovation HELOC, Second Lien HELOC, and HELOC Express.

PRODUCT GUIDELINES

A Full Suite of Mortgage Solutions Built to Help Your Clients Borrow Faster and Smarter

Clear financial hurdles. Close more deals.

Quorum's flexible financing options help brokers close more loans and win more business.

Up to 95% CLTV in select states
No initial draw required
Loan amounts up to $750K (1st lien bridge loans up to $1M)
Bank statement income allowed (1st & 2nd liens)
FICO as low as 640
Rates as low as prime minus .125
AVMs allowed up to $400K loan amount.
Owner Occupied, Second Homes, and Investment Properties available

New Partner Referrals

Want to do business with Quorum?

We are very interested in doing business with you. Please let us know how to reach you.

Quick Insight

24-hr response to inquiries.

Fast Resolution

Accelerated closings.

More Availability

Get answers 24/7, 365 days/year.

More Experience

Over a decade of success.

We help you make every mortgage work.

Not every mortgage customer is a cookie-cutter client. They may need an immediate answer. A Quorum HELOC helps you close more deals—faster—without ridiculous amounts of paperwork.

Download Quorum's HELOC Product Snapshot

Fixed-Rate Home Equity Loan

Rate Matrix and Program Guidelines

Offer your clients the reassurance and financial stability they deserve.

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First Lien HELOC

Rate Matrix and Program Guidelines

Unlock greater financial flexibility and enhanced loan terms for your mortgage clients.

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Renovation HELOC

Rate Matrix and Program Guidelines

A home improvement loan that uses the after-renovation value of your client's home to determine how much they can borrow.

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HELOC Express (2nd Lien)

Rate Matrix and Program Guidelines

The fastest way to help your mortgage clients qualify for more.

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Second Lien HELOC

Rate Matrix and Program Guidelines

Learn how your clients can lower monthly payments and maximize borrowing power.

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Second Lien Investment HELOC

Rate Matrix and Program Guidelines

Lower the hurdles for borrowers to secure more favorable financing for residential real estate investors.

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Bridge Loan (1st Lien)

Rate Matrix and Program Guidelines

A short-term loan that can help sellers easily finance that new home.

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Land Loan

Rate Matrix and Program Guidelines

Offer your clients a nationwide land loan with longer repayment terms and flexible guidelines.

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Download HELOC Documents and Forms

Bankrate

The Best Credit Union of 2025

Yahoo! Finance

The Best Credit Unions, 2025

CNET

The Best Credit Unions

Business Insider

Best Credit Unions

Bankrate

Best HELOC for Investors

MatchWatch Guides

Best Online Banks

Current Turn Times

HELOC Express

Initial Underwriting: 1 business day

CTC: 1 business day

All Other Products

Initial Underwriting: 3-4 business days
CTC: 1-2 business days

Close more loans—and maximize profitability—faster than ever with Quorum's Partner Portal, powered by TPO Connect.

Simple. Streamlined. Efficient.

Take control with all your loans on a single platform
Work faster with access to key information and data at a glance
View real-time loan status and updates at any time
Submit and manage all your documents without delay
Greater control and loan accuracy with a single system of record

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A painless process makes you more money in less time.

Save approval time with quick pre-screening—get a fast “go/no-go” answer.
Your pre-screening data feeds into full app with full client approval in just three days.
We handle all borrower disclosures.