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Updated HELOC Guidelines
Check out our updated guidelines on HELOC products.
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Renovate without the wait.
Home improvement financing, improved.
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Your Clients’ Fast Track to Closing.
HELOC Express is smart, simple and streamlined.
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Now featuring 95% CLTV for Second Liens
Exclusive to Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.
Get more deals done.
Clear financial hurdles with a Quorum HELOC.
Benefit from additional financing options that can help clients avoid PMI, jumbo financing, cash shortfalls and down-payment deficits. A Quorum HELOC offers more.
- Up to 95% CLTV in select states
- 640 credit score
- Minimum loan amount $25,000
- Financing up to $1,000,000
- Rates as low as prime minus .25
- Owner Occupied, Second Homes, and Investment Properties available
New Partner Referrals:
Interested in doing business with Quorum?
We are very interested in doing business with you. Please let us know how to reach you.
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Quick Insight
Easy 24-hour pre-screenings.
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Fast Resolution
Accelerated closings.
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More Availability
Get answers 24/7, 365 days/year.
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More Experience
Over a decade of success.
We help you make every mortgage work.
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First Lien HELOC
Rate Matrix and Program Guidelines
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Renovation HELOC
Rate Matrix and Program Guidelines
A home improvement loan the after-renovation value of your client's home to determine how much they can borrow.
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HELOC Express (2nd Lien)
Rate Matrix and Program Guidelines
The fastest way to help your mortgage clients qualify for more.
![InterestOnly_HELOC](https://partners.quorumfcu.org/hs-fs/hubfs/InterestOnly_HELOC.png?width=290&height=288&name=InterestOnly_HELOC.png)
Second Lien HELOC
Rate Matrix and Program Guidelines
Learn how your clients can lower monthly payments and maximize borrowing power.
![InvestmentProperty_HELOC](https://partners.quorumfcu.org/hs-fs/hubfs/InvestmentProperty_HELOC.png?width=290&height=288&name=InvestmentProperty_HELOC.png)
Investment HELOC
Rate Matrix and Program Guidelines
Lower the hurdles for borrowers to secure more favorable financing for residential real estate investors.
![BridgeLoan_icon](https://partners.quorumfcu.org/hs-fs/hubfs/BridgeLoan_icon.png?width=302&height=299&name=BridgeLoan_icon.png)
Bridge Loan (1st Lien)
Rate Matrix and Program Guidelines
A short-term loan that can help sellers easily finance that new home.
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Bankrate
One of the Best Credit Unions of 2024
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CNET
The Best Credit Unions
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CNN Underscored
The Best HELOC Lenders
![award-logo-business-insider.jpg](https://partners.quorumfcu.org/hs-fs/hubfs/award-logo-business-insider.jpg.webp?width=105&height=33&name=award-logo-business-insider.jpg.webp)
Business Insider
Best Credit Unions
![awards-icon@4x](https://partners.quorumfcu.org/hs-fs/hubfs/Icons/Dark%20Blue/4x/awards-icon@4x.png?width=102&height=108&name=awards-icon@4x.png)
Bankrate
Best HELOC for Investors
![awards-icon@4x](https://partners.quorumfcu.org/hs-fs/hubfs/Icons/Dark%20Blue/4x/awards-icon@4x.png?width=102&height=108&name=awards-icon@4x.png)
MatchWatch Guides
Best Online Banks 2024
Close more loans—and maximize profitability—faster than ever.
Introducing the Quorum Partner Portal—powered by TPO Connect.
- Simple, streamlined and efficient
- Take control with all your loans on a single platform
- Work faster with access to key information and data at a glance
- View real-time loan status and updates at any time
- Submit and manage all your documents without delay
- Greater control and loan accuracy with a single system of record
A painless process makes you more money in less time.
- Save approval time with quick pre-screening—get a fast “go/no-go” answer.
- Your pre-screening data feeds into full app with full client approval in just three days.
- We handle all borrower disclosures.
See how the deals got done.
Join thousands of Loan Officers who have trusted Quorum to provide their clients with second mortgage financing.
From start to finish they got me the loan in less than 2 weeks. My client was ecstatic and so were all the realtors involved. Thank you, thank you.
Pete M
This place is very reasonable in their underwriting and a joy to work with.
Christopher G
Our Rep responds to our many questions in minutes, not hours. I strongly encourage you to use Quorum. Your customers will thank you.
Jason M