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Agency 15 Yr Fixed - No LLPA’s & No Overlays Coming Soon!

Simple guidelines, aggressive pricing, and LPC available. 

PRODUCT GUIDELINES
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Renovation HELOCs

Borrow up to 95% of ARV or up to 125% CLTV of current "as-is" value. No mortgage refinance or PMI.

PRODUCT GUIDELINES
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New Construction First-Lien HELOC Coming Soon!

Stay tuned for exciting new programs and enhancements.

CONTACT US
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Purchase or refinance residential land with Land Loans.

10-year fixed rate. Up to 80% LTV. Loans amounts from $50K-$500K.

PRODUCT GUIDELINES

Mortgage Solutions Built to Help Your Clients Borrow Smarter

Close more loans and win more business with Quorum's flexible financing options.
 
  • Up to 95% CLTV in select states
  • FICO as low as 640 
  • No initial draw required
  • 10-year draw period
  • Interest only payments during draw period / 20-year repayment
  • Loan amounts up to $750K (1st lien bridge loans up to $1M)
  • Bank statement income allowed Rates as low as prime minus .125
  • AVMs allowed up to $400K loan amount

Partner Referrals

Become a Quorum Broker Partner

Our unique mortgage solutions will give you the competitive edge you need to grow your business.

CONTACT US

Explore Our Mortgage Products

Every deal is different. That's why Quorum's mortgage solutions are built to fit your client—not the other way around. Close more loans, faster, with solutions that adapt to every scenario.

Download Quorum's HELOC Product Snapshot
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Land Loan (NEW!)

Rate Matrix and Program Guidelines

Offer your clients a nationwide land loan with longer repayment terms and flexible guidelines.

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HELOC Express (2nd Lien)

Rate Matrix and Program Guidelines

The fastest way to help your mortgage clients qualify for more.

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Bridge Loan HELOC

Rate Matrix and Program Guidelines

A short-term loan that can help sellers easily finance that new home.

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Fixed-Rate Home Equity Loan

Rate Matrix and Program Guidelines

Offer your clients the financial stability they deserve. 

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First Lien HELOC

Rate Matrix and Program Guidelines

Unlock greater financial flexibility and enhanced loan terms for your mortgage clients.
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Renovation HELOC

Rate Matrix and Program Guidelines

A home improvement loan that uses the home's after-renovation value to determine how much they can borrow.

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Second Lien HELOC

Rate Matrix and Program Guidelines

Learn how your clients can lower monthly payments and maximize borrowing power.

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Second Lien Investment HELOC

Rate Matrix and Program Guidelines

Lower the hurdles for borrowers to secure more favorable financing for residential real estate investors.

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Quick Response

Reliable 24-hr response to inquiries.
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Fast Closings

Smooth online process and fast turn times.
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More Flexibility

Unique solutions for every scenario.
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Proven Experts

Over a decade of mortgage industry experience.

Current Turn Times

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HELOC Express
Initial Underwriting: 1 business day
CTC: 1 business day

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All Other Products
Initial Underwriting: 2-3 business days
CTC: 1-2 business days
  *Initial Underwriting turn time subject to complete application submission, including signed Quorum Certification & Acknowledgment.  

Close more loans—and maximize profitability—faster than ever with Quorum's Partner Portal, powered by TPO Connect.

  • Take control of all your loans on a single platform
  • Work faster with access to key information and data at a glance
  • View real-time loan status and updates
  • Submit and manage all your documents online
  • Greater control and loan accuracy with a single system of record
LEARN MORE

 

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Resources

Customizable Marketing Assets

Bridge Loan

Bridge Loan HELOC

Download Flyer →
Download
HELOC Express

HELOC Express (2nd Lien)

Download Flyer →
Download
First-Lien-HELOC

First Lien HELOC

Download Flyer →
Download
Renovation HELOC

Renovation HELOC

Download Flyer →
Download
Second-Lien-HELOC

Second Lien HELOC

Download Flyer →
Download
Investment HELOC

Investment HELOC Flyer

Download Flyer →
Download

Documents and Forms

Certification and Acknowledgement Form

Download

Renovation Acknowledgement Form

Download

Qualification Sheet

Access

Loan Submission Checklist

Download

Contact Us

Contact an Account Executive

Need an Account Executive?
Email Mortgage Sales today.
Eli Shereshovech III
NMLS #251321
Vincent Buongiovanni
NMLS #406285
Mark Panella
NMLS #1450001
Lorena Petraglia
NMLS #1685357
Anthony Cutrone
NMLS #7321
Ken Cudia
NMLS #1698542

Or, tell us how to contact you

See how the deals got done.

Join thousands of Loan Officers who have trusted Quorum to provide their clients with second mortgage financing.

Great service, fast processing and very competitive rates and terms on HELOC products. Will definitely recommend.

Svetlana M., Jan 2026

As a mortgage lender, I just closed my first loan on vacant land in a long time brokering the loan through Quorum. They exceeded my expectations in all aspects of the loan process.

Ken N., Feb 2026

Again, words cannot express how grateful for Kathy, Vinny and the team for a seamless execution of another HELOC loan.

Gray, March 2026

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Bankrate

Best HELOC for Investors

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Yahoo! Finance

The Best Credit Unions, 2025

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Business Insider

Best Credit Unions

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Best Online Banks